Product Information
Company name: Delaware Life
Production date:
Production score: 75.00
Product type: wlti
Income base annual return: 8.31
Income base bonus: 5.00
Surrender period: 10
Product rider fee: 0.95
Product payout ratio: 5.00
Free Withdrawal: 10.00
Index A Firs Trust Capital Strength Barclays
Recent 10 years return on base:
8.26
Recent 10 years return value:
4.32
Best 10 years return on value:
4.32
Best 10 years return on value:
4.32
Worst 10 years return on value:
3.94
Index B S&P 500
Recent 10 years return on base:
6.76
Recent 10 years return value:
2.44
Best 10 years return on value:
2.44
Best 10 years return on value:
2.44
Worst 10 years return on value:
2.04
Product notes FPDA
Product notes for rider:
The Benefit Base is the amount used to calculate the Guaranteed Annual Lifetime Income. The Benefit Base is not available for withdrawal, surrender, as a Death Benefit, or for application to any Settlement Option except the Guaranteed Annual Life Income Settlement Option described in this Rider, below.
During the Roll-up Period, the Stacked Roll-up Interest Credit is the amount of interest added to the Benefit Base on each Contract Anniversary prior to the Income Start Date and on the Income Start Date. If the Income Start Date is later than the end of the Roll-up Period, the Stacked Roll-up Interest Credit will be zero in the period following the end of the Roll-up Period.
During the Roll-up Period, the Stacked Roll-up Interest Credit is the amount of interest added to the Benefit Base on each Contract Anniversary prior to the Income Start Date and on the Income Start Date. If the Income Start Date is later than the end of the Roll-up Period, the Stacked Roll-up Interest Credit will be zero in the period following the end of the Roll-up Period.
Product notes for base:
$579499 at 62; $210000 at 47
Product notes payout ratio:
Single: 4%, 50-55; 4.1%, 56; 4.2%, 57; … . Source: Crump