Are all annuities safe?

It depends on the type of annuity you purchase. Fixed Indexed Annuities are safe from market losses and provide full guaranteed protection of your principal. Another type of annuities is variable annuity, which can lose value if the market goes down. The safety of any annuity contract depends on the financial strength and claims-paying ability of the issuing insurance company.","reminder":"\Reminder: A fixed index annuity is not a type of a variable annuity. Generally speaking, FIA's contract value won't fluctuate and it's not a risky investment like stocks, mutual funds, ETF's, bonds or real estate. Therefore, FIAs are not 'securities' that are regulated by the SEC (Securities Exchange Commission).