What questions should I ask my agent or the company?

{"answer":["Are there withdrawal or surrender charges or penalties if I want to end my contract early and take out all of my money? How much are they?","Can I get a partial withdrawal without paying surrender or other charges or losing interest?","Does my annuity waive withdrawal charges for reasons such as death, confinement in a nursing home or terminal illness?"],"faq_footnote":"\u003cstrong\u003eCaution: Some indices of an FIA may be less known, compared with SP 500, NASDAQ, MSCI or Russell 2000 indices. So it may be less transparent to know the exact underlying investment holdings.","reminder":"\Reminder:The illustrations usually use many assumptions to show the future benefits. It may be very helpful to get a clear answer on which numbers are guaranteed and which are not.