Product Information
Company name: Transamerica
Production date:
Production score: 60.00
Product type: wlti
Income base annual return: 7.02
Income base bonus: 3.00
Surrender period: 10
Product rider fee: 1.00
Product payout ratio: 4.90
Free Withdrawal: 10.00
Index A NYSE Expanded Opportunities Index - Strategy A
Recent 10 years return on base:
6.48
Recent 10 years return value:
1.15
Best 10 years return on value:
2.46
Best 10 years return on value:
2.46
Worst 10 years return on value:
0.66
Index B NYSE Expanded Opportunities Index - Strategy B
Recent 10 years return on base:
8.24
Recent 10 years return value:
-0.79
Best 10 years return on value:
1.94
Best 10 years return on value:
1.94
Worst 10 years return on value:
1.39
Product notes Situations for best and worst returns on index rather than on value
Product notes for rider:
The Withdrawal Base equals the policy value when the benefit is added, is increased by premium payments and premium enhancements (if any) and reduced by Excess Benefit Withdrawals. The Withdrawal Base cannot be taken as a lump sum distribution or death benefit.
Product notes for base:
$459000 at 66, $309000 at 61
Product notes payout ratio:
Single: 3.4%, 50-54; 3.9%, 55-59; 4.4%, 60-64; 4.9%, 65-69; 5.4%, 70-74; 5.9%, 75-79; 6.4%, 80-84; 6.9%, 85+. Source: Illustration